Sunday 10 August 2008

Do Less, Live More

One of my favorite stories is that when Henry Thoreau told
his friend, Ralph Waldo Emerson, that the key to living
well was to 'simplify, simplify, simplify', Emerson
supposedly replied that, 'one simplify might have sufficed.'
I love the reminder that in many situations, less is more.

The mantra of our age seems to be, 'better, faster, cheaper
and more, more, more!', and the problem is that it's not
always helpful.

This week I told Mary that while the past few weeks have
been unusually busy, and very productive, I'm not having as
much fun as I would like. We are making more, but enjoying
it less, and that's not a good thing!

As we talked it through, it was clear that two different
processes were involved and we had to sort them out.

The first was being clear about our values.

We both love doing stuff, learning things, building things,
starting things. We love things that challenge us or
promise to enrich our lives, so we are suckers for every
great new idea that comes along - and there are lots of
great ideas!

But our values are not around glamour or excitement or
even, primarily around money or success. Our values tend
to be more about relationships, quality time, travel and
education, peace of mind and personal integrity, and the
problem is that our culture rarely encourages or talks
about those things.

The media tends to applaud public displays of wealth or
power or popularity, and our culture celebrates things that
result in 'progress' or tangible profit. And those are
good things! Don't get me wrong - I love both progress
and making a profit!

But, as Emerson observed, 'sometimes money costs too much.'
We noticed that in our rush to jump on several recent
opportunities, we were getting caught up in what Michael
Angier calls 'the thick of thin things' and it wasn't
working for us. A return to personal values is called for.

Secondly, we had failed to plan, and as the saying goes,
'those who fail to plan, are planning to fail.'

In our case, the failures were not obvious. In terms of
profits, we are doing very well, and that is exciting!
It's wonderful to see things come together and to receive
the applause of friends and business associates. It's fun,
it's good - and it's seductive.

We were off balance and off track. We were canceling
private time and postponing important priorities. We were
missing the joy of time together and the daily activities
we value. We had failed to plan, and so the distractions
of life were running away with our schedules, and again,
that is not a recipe for success!

So, we've cut back on activities and are talking about our
values every day. We talk about what we love, what we
cherish, what we stand for. It's not that we had forgotten
these things, but we have realized (again) that it is our
personal responsibility to align ourselves with our values,
and to do it on purpose, every day.

And, we have re-committed to investing time and money and
energy in the things that mean the MOST to us. We have re-
committed to planning our lives, to living from values, and
to making the most of our talents, our relationships, and the
opportunities to live well, rather than to being merely busy.

Philip Humbert, PhD

The End of Procrastination!

People often ask me how to over-come procrastination to
achieve their goals and create the life they truly want.
This week, I discovered two of the essential steps to
dealing with procrastination and making your dreams come
true.

The situation is familiar: We have a vision or goal, and
we know it is within our reach. It may not be simple or
easy, but we KNOW it's possible - if only we would get
started. But we don't. We procrastinate. We plan and
dream and talk, but we fail to take action. Time passes,
things don't change and we berate ourselves in frustration!

That is no way to live your life! Let's look at some solutions.

Step One: Power comes from Purpose!

This week I talked with three people who have big dreams
and wonderful ideas, but they've taken no action. As we
talked, I realized they have no powerful, passionate
REASONS to succeed. No rational person works long and
hard without a good reason!

They each thought they had reasons. Their dreams are
creative and would make them rich if they succeeded. Their
families support them, and they thought their 'reasons to
succeed' were obvious, but their reasons were really just
cliches, and cliches have no real power in them!

Power comes from purpose! The power to get up early, stay
late, and work hard to achieve a distant goal comes from
your heart. It comes from knowing your purpose, your
REASONS for doing it!

When a teenager wants to make the basketball team, or a
mother wants a doctor for her sick child, or we NEED a
college education, human beings will find a way. But
'nice' goals are not enough.

The power to over-come procrastination, take action, find
solutions and keep going comes from one source: Living
your life on PURPOSE! When you know WHY, you'll find
the HOW!

Step Two: Become a Player!

This is simple: are you an amateur, or a pro? Are you
serious, or are you dabbling? Are you committed, or merely
interested? The answers make all the difference.

Again, I've recently talked with several people who claim
to have a sense of purpose behind their goals, but I don't
think they truly mean it. They 'dabble' and leave no
tracks in the sand.

They tell a great story, and they seem committed, but their
actions are not consistent. At some level, they know that
dabbling rarely brings substantive results, and so they
postpone and procrastinate. Action that has no weight or
substance is hardly worth taking, so over the long-haul,
they make little or no effort to achieve their goals.

Don't be a lightweight! The ancient general, Hannibal, is
famous for taking his troops through impossible mountains
and is remembered for saying, 'We will find a way, or make
one.' He found a way!

To over-come procrastination, be a player! Put some weight
and time and money and skill behind your dreams and make
them happen! Life is not a rehearsal and there are no 'do-
overs'! If you have dreams that call you, be certain you
have enough REASONS to justify the investment, and then go
all out! Put your whole life into it! Procrastination cannot
survive in the face of a committed, determined human will!

Philip Humbert. PhD

Quote this day

People who enjoy what they are doing invariably do it well.
­ Joe Gibbs, Hall of Fame American Football Coach

You are educated. Your certification is in your degree. You may think of
it as the ticket to the good life. Let me ask you to think of an
alternative. Think of it as your ticket to change the world.
Tom Brokaw, American Television Journalist

The Law of Accumulation

The Law of Accumulation: how your financial fortune accumulates
slowly over time and then becomes enormous, like a snowball. The Law
of Accumulation: Every great financial achievement is an accumulation
of hundreds of small efforts and sacrifices that no one ever sees or
appreciates.

Develop Discipline
The achievement of financial independence will require a tremendous
number of small efforts on your part. To begin the process of
accumulation, you must be disciplined and persistent. You must keep
at it for a long, long time. Initially, you will see very little
change or difference but gradually, your efforts will begin to bear
fruit. You will begin to pull ahead of your peers. Your finances will
improve and your debts will disappear. Your bank account will grow
and your whole life will improve.

Build Up Momentum
The first corollary of the Law of Accumulation says: "As your savings
accumulate, you develop a momentum that moves you more rapidly toward
your financial goals."

It is hard to get started on a program of financial accumulation, but
once you do get started, you find it easier and easier to keep at it.
The "momentum principle" is one of the great success secrets. This
principle says that it takes tremendous energy to overcome the
initial inertia and resistance to financial accumulation and get
started, but once started, it takes much less energy to keep moving.

Start Slow, Finish Fast
The second corollary of the Law of Accumulation says, "By the yard
it's hard, but inch by inch, anything's a cinch."

When you begin thinking about saving 10 or 20 percent of your
earnings, you will immediately think of all kinds of reasons that it
is not possible. You might be up to your neck in debt. You might be
spending every single penny that you earn today just to keep afloat.

If you do find yourself in this situation, instead of saving 10
percent, begin saving just 1 percent of your earnings in a special
account, which you refuse to touch.

Increase As You Go Along
This small amount will begin to add up at a rate that will surprise
you. As you become comfortable with saving 1 percent, increase your
savings rate to 2 percent, then 3 percent, then 4 percent and 5
percent and so on. Within a year, you will find yourself getting out
of debt and saving 10 percent, 15 percent and even 20 percent of your
earnings without it really affecting your lifestyle.

Action Exercises
Here are two things you can do to apply this law immediately:

First, decide upon your long-term financial goals and then resolve to
work toward them one step at a time. The first steps are the hardest
and you must discipline yourself to avoid backsliding into old habits.

Second, practice the law of accumulation in other parts of your life
as well. Resolve to master a subject one page at a time. Lose extra
pounds one ounce at a time. Learn a language one lesson at a time.
The cumulative effect can be enormous.

By: Brian Tracy